Gradifi enables your company to help pay down your student loans.

Companies offer the benefits that their employees ask for. If you want this benefit, tell your human resources department.

Get your company to offer an SLP Plan® benefit

Student Loan Paydown

The SLP Plan® benefit helps you pay back your student loans with employer contributions.

Features & Benefits

Get monthly employer contributions directly into your loan account.


On top of your regular monthly payments, the contribution will reduce loan principal for faster debt repayment.


Monitor your debt repayment with your personal Gradifi dashboard.


of employees rank student debt as their top financial concern.1

See how SLP PlaN® contributions

can make a lasting impact

Without SLP Contributions, You Pay
With SLP Contributions, You Pay
Pay off debt 4 years, 1 month earlier and save $18,193 with a $200/mo SLP Plan

Estimated savings include total SLP contributions plus estimated interest savings.  Assumes extra payments are applied throughout repayment term of the loan and that you continue to make your regular monthly payments. Your savings will vary.

Think your employer should offer student loan repayment benefits?

We think so too! Give your HR department the information packet below to educate them on how student loans are impacting you and your coworkers.

Download Packet

The material provided by E*TRADE Financial Corporation or any of its direct or indirect subsidiaries (E*TRADE) or by a third party not affiliated with E*TRADE is for educational purposes only and is not an individualized recommendation. The information contained in the third-party material has not been endorsed or approved by E*TRADE, and E*TRADE is not responsible for the content. This information neither is, nor should be construed as, an offer or a solicitation of an offer, or a recommendation, to buy, sell, or hold any security, financial product, or instrument discussed herein, or to open a particular account or to engage in any specific investment strategy by E*TRADE.

The E*TRADE Financial family of companies provides financial services, including trading, investing, banking, and managing employee stock and financial wellness benefit plans.

E*TRADE Financial Corporate Services, Inc. recently acquired Gradifi, Inc. Gradifi offers financial wellness benefits focused on solutions for employers to provide their employees student loan and college savings benefits.

The laws, regulations, and rulings addressed by the products, services, and publications offered by E*TRADE Financial Corporate Services, Inc. and its affiliates are subject to various interpretations and frequent change. E*TRADE Financial Corporate Services, Inc. and its affiliates do not warrant these products, services, and publications against different interpretations or subsequent changes of laws, regulations, and rulings. E*TRADE Financial Corporate Services, Inc. and its affiliates do not provide legal, accounting, or tax advice.

Always consult your own legal, accounting, and tax advisors. E*TRADE Financial Corporate Services, Inc., American Student Assistance (ASA), LendKey, Earnest, and MEFA are separate and unaffiliated companies.

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