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The material provided by Vestwell Holdings Inc. or any of its subsidiaries (“Vestwell”) or by a third party not affiliated with Vestwell Holdings Inc. is for educational purposes only and is not an individualized recommendation nor a recommendation, endorsement, or solicitation of any investment or strategy. The information contained in the third-party material has not been endorsed, reviewed, or approved by Vestwell and Vestwell is not responsible for the content. This information neither is, nor should be construed as, an offer or a solicitation of an offer, or a recommendation, to buy, sell, or hold any security, financial product, or instrument, or to open a particular account or to engage in any specific investment strategy.


Vestwell offers the Gradifi suite of financial wellness solutions, enabling employers to provide their employees student loan and college savings benefits. The student loan refinancing offering is not currently available in states where a loan broker or similar license is or may be required.

The laws, regulations, and rulings addressed by the products, services, and publications offered by Vestwell are subject to various interpretations and frequent change. Vestwell does not warrant these products, services, and publications against different interpretations or subsequent changes of laws, regulations, and rulings. Vestwell does not provide legal, accounting, or tax advice.


Vestwell does not provide legal, tax, financial, or investment advice to any individual. Always consult your own legal, accounting, and tax advisors. Vestwell Holdings Inc., LendKey, Earnest, and MEFA are separate and unaffiliated companies.


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